Have you recently experienced a major storm event? Here in central Texas, we are all too familiar with severe weather and the subsequent damage left behind. Once a big storm clears your area, it is important to have your property professionally inspected for damage. While storm damage can be obvious, there are often subtle signs that are undetectable to the untrained eye. If your home has been hit by hail or strong winds, our team at Action Roofing & Construction Inc. is here to help you assess the impact on your property and determine if any repairs are in order.
High and powerful winds can easily warp, curl, or tear shingles directly off of your roof. Your roof protects your property and missing shingles leaves your roof vulnerable to the elements. Keep your home protected by looking for the following signs of damage after a storm:
If you notice any of the above, don’t delay, give us a call right away. While these issues may seem minor, they can lead to greater problems if left unaddressed. Whether you’re in need of residential roofing or commercial roofing services, our team at Action Roofing has the extensive experience required to properly address your storm damage repair needs. We know just what to look for. Let our trained professionals take care of things before these issues get out of control.
Action Roofing is a local, family-owned business. Our team is a part of the community and has an personal interest in helping you maintain your property. When you partner with us, we’ll treat you like you are part of the family. Action Roofing has been serving central Texas homeowners since 1975, and will be here for many more decades to come. Our storm damage repair services include:
When your roof is in need of repair following major hail damage, an insurance claim payout can be a lifesaver. After all, most folks simply don’t have the money for a residential roof replacement or major repair sitting at the ready—and storms always seem to strike when you least expect it.
Unfortunately, receiving payment for a hail damage insurance claim to finance a roof repair isn’t necessarily guaranteed. Many insurance companies will do everything they can to avoid payouts and deny your claim, and if your claim gets denied it can leave you feeling helpless.
At Action Roofing & Construction, we fight for our customers—and we’re here to tell you an insurance claim denial may not be the end of the line! There are many common issues that insurance adjusters overlook or simply don’t understand. Scheduling another inspection with a professional roofer present may help better substantiate your claim and avoid a denial. Here’s what you should do if your hail damage roof repair insurance claim has been denied!
If your claim has been denied, get in touch with your insurance provider to ask for more details. During this call, you’ll want to ask about the possibility of a reinspection with a roofing contractor present. Most insurance companies will allow for this if a roofer determines that damage to your roof is more substantive than the adjuster estimated.
There are other effective, pointed questions you may ask as well. For example, ask for details on why they determined your roof doesn’t qualify for a replacement. If your neighbors received roof replacements funded by their insurance carrier, mention this and ask what made your claim different from theirs. Lastly, while this will be a stressful and frustrating time, do your best to complete this conversation as politely as possible. Your insurance carrier will likely be much more accommodating!
Insurance adjusters aren’t roofers. While they may have some experience spotting hail damage, they simply don’t have all the expertise it takes to understand the extent and cause of damage to a roof.
A professional roofing contractor will be much more knowledgeable and have a better eye for assessing roof damage. If your claim gets denied, the first step is to get in touch with a roofer to schedule an inspection. Provide them with any information you were able to gather about why your original claim was denied. If the roofer determines that the damage warrants a replacement, file for a reinspection with the contractor present.
You may be wondering why your hail damage insurance claim was denied even though your roof was damaged to the point of needing a repair. There are a few common reasons why this may happen.
One of the most common circumstances is for a hail claim to result in a payout covering only gutters, metal vents, and metal flashings that cannot be denied. This is because hail damage to metal roofing components is clear and obvious. Shingle damage is less cut-and-dried, however, and can often be denied if the adjuster determines the damage was not a result of hail.
Another potential reason is that insurance adjusters are often from out of town and are unfamiliar with local building codes. Most homeowners insurance policies include coverage to bring your roof up to code, but your adjuster may not realize your roof falls short. At Action Roofing, we never leave money on the table for our customers, and this is another avenue we may be able to use to help substantiate a claim for your roof.
If your home has been severely damaged, you will most likely process an insurance claim. This can be a daunting task, but our team can walk you through each and every step. Our goal is to make the repair process as easy for you as possible.
When working with your insurance company, we will fight for every dollar. Our team has years of experience handling roofing insurance claims that we will draw upon to ensure the best possible outcome. We will complete the process in 3 steps:
Contact Us Today
If you’re concerned about damage your roof has recently sustained, or you fear it will not hold up for another storm season, contact us today. Our team here at Action Roofing will work with you to resolve issues and alleviate any concerns you may have. As an experienced team, we will work to ensure your storm damage repair process runs as smoothly as possible. Protect what matters most. Contact us today to schedule a free, no-obligation inspection. Discover why we are the leaders in storm damage repair throughout Central Texas!
We offer free estimates for most services, and look forward to scheduling your appointment at a time that is convenient for you.