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How Long Do You Have to Claim Hail Damage on Roof?

If Your Roof Was Damaged by Hail, Act Now!

If your home has been affected by a recent hail storm, you likely have a lot of questions. How badly was my home damaged? Can my roof be repaired, or will I need to replace it? And how long do I have to claim hail damage on my roof?

As the leading hail and storm damage experts in Central Texas, our team at Action Roofing & Construction feels it’s important to educate our customers on the steps to take after your home is damaged by hail. For any kind of roofing damage, it’s always important to act quickly. In the case of hail, you may have a limited window of time to file a claim, and even if that isn’t the case booking an inspection sooner rather than later is always a good idea. Let’s take a look at a few factors influencing how long you have to claim hail damage on your roof.

How Long Do I Have to Claim Hail Damage on My Roof?

Let’s start with the short answer: the standard window of time to claim hail damage is within 12 months of the storm event. This window of up to a year is fairly common among insurance companies covering roof hail damage.

However, the long answer is “it depends on your insurance.” Some insurance companies may give a wider window of time to file a claim. Others, on the other hand, may not allow for up to 12 months of leeway, leaving you with a much shorter span in which to file a claim and receive coverage.

Therefore our first piece of advice is to know your insurance policy. While you don’t need to know your policy back to front, it’s a good idea to make yourself aware of important restrictions such as when you can file a claim. This is especially true in a region as hail-prone as Central Texas, where your home is much more likely to be damaged by hail.

Always Schedule an Inspection Immediately

No matter how long you have to claim hail damage on your roof, it’s always a good idea to schedule a roof inspection promptly after a hail storm. Here are a few major reasons why.

File a Claim Within the Appropriate Window

Scheduling an inspection promptly makes it very unlikely that your claim will fall outside the grace period given by your insurance provider. An inspection from a professional roofer will get the ball rolling with assessing damage to your home, repairing your roof, and potentially getting coverage.

Get in Ahead of Roofing Delays

The roofing industry remains strongly impacted by supply chain issues and other delays. Depending on the type of roof you have, the area you live in, and the volume of homeowners looking to complete roofing work, you may be faced with delays caused by materials shortages, high labor demand, or a combination of both. Scheduling an inspection right away helps push you to the front of the line so that you can repair your home before any potential window for insurance coverage closes.

Substantiate Your Claim

Booking an inspection immediately following a hail storm may help you substantiate your insurance claim. At Action Roofing, we specialize in helping homeowners substantiate claims for hail and storm damage. When you call us for an inspection, a member of our experienced team will thoroughly inspect your entire property and fully document our findings to provide evidence to your insurance provider. We’ll even meet directly with your adjuster to share our findings and ensure no damage is overlooked.*

Book Your Inspection with Action Roofing Today!

No matter how long you have to file a claim for hail damage to your roof, the first step to repairing the damage and receiving coverage should always be to schedule an inspection with an expert roofer. Action Roofing is the most trusted roofing company for hail damage in Georgetown, Austin, and the Central Texas region. We have expertise in completing full-home inspections and storm repairs covering not just your roof, but all portions of your home’s exterior.

If your home was in the path of recent severe hail storms, don’t delay! Contact Action Roofing today to schedule an inspection for storm damage.

* NOTE: Action Roofing and its authorized representatives are NOT acting as Public Insurance Adjusters and will not negotiate with insurance on Customer’s behalf.

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We offer free estimates for most services, and look forward to scheduling your appointment at a time that is convenient for you.

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